Who We Serve
Independent review of the association's insurance program
Boards and managers use ISPG for an independent read of the program, a record of what was decided, and board-ready materials that survive scrutiny.
When condominium boards and managers call ISPG
These are common starting points. Every potential engagement still begins with an independence, fit, and scope review.
- The board needs to understand a complex insurance program before renewal or a major decision.
- Property values, appraisal timing, deductibles, exclusions, or sublimits require focused board attention.
- Competing proposals are difficult to compare because terms, assumptions, or coverage structures differ.
- Directors need a clear record of questions asked, information considered, and decisions made.
How ISPG helps condominium boards and managers
Organize the entire program
We assemble the relevant policies, proposals, schedules, appraisals, loss information, governing documents, and prior decisions into a structured program record.
Explain the terms that affect the association
The review focuses on named insureds, values, limits, deductibles, wind and flood terms, liability, directors and officers, crime, equipment breakdown, excess layers, exclusions, and sublimits.
Compare renewal options consistently
Expiring and proposed terms are compared on the same basis so the board can see material changes, unresolved questions, and decisions that should not be assumed.
Support an informed board record
We prepare board-ready materials that separate confirmed facts, open questions, recommendations, and matters requiring action by the association, manager, agent, or other adviser.
What the engagement can produce
The exact work product depends on the agreed scope, available information, and professional review.
- A plain-language insurance program overview
- A schedule of limits, deductibles, exclusions, and sublimits
- Appraisal and property-value status tracking
- A year-over-year renewal comparison
- A board question and decision register
- Board-ready presentation materials and priorities
Services for Condominium Boards and Managers
Condominium Insurance Program Review
An independent analysis of an association's insurance program structure, limits, deductibles, exclusions, and valuation posture.
See service detailsAnnual Condominium Renewal Review
A yearly, comparative review of renewal terms, changes from expiring coverage, and proposals received.
See service detailsEducation and Speaking
Practical education for agency teams, boards, and professional groups on insurance operations and documentation.
See service detailsInsurance and Risk Dispute Mediation
Structured, neutral mediation for insurance-related and insurance-adjacent disputes, designed to help participants pursue practical resolution before costs and disruption escalate.
See service details